The Decision to Purchase Insurance for Your HDTV Projection TV

It is very important to realize that the manufacturer warranty is not the same thing as insurance coverage.  Among other things, the warranty will only cover repair or replacement if the issue is caused by something that went wrong during the manufacturing process.  On the other hand, your house or apartment insurance may cover the loss of possessions during a fire or other disaster.  Because a hdtv projection tv can be costly to replace, you may want to ask your carrier if you need to do anything extra to ensure that they will cover replacement of the TV.  You may also want to seek additional insurance to cover breakage, damage, theft, or other events that render your TV unusable.